Acceptance of Terms

By accessing or using the Emerge website or any services provided by Emerge Insurance Services ("Emerge"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use the Emerge website or services.

Use of the Website and Services

Emerge grants you a limited, non-exclusive, non-transferable, revocable license to access and use the website and services for your personal, non-commercial use only. You may not use the website or services for any illegal or unauthorized purpose. You agree not to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the website or services.

Eligibility

The Emerge website and services are intended for individuals who are 18 years of age or older. By using the website or services, you represent and warrant that you are at least 18 years old.

User Accounts

In order to access certain features of the website or services, you may be required to create a user account. You are responsible for maintaining the confidentiality of your account information, including your username and password. You agree to accept responsibility for all activities that occur under your account.

Privacy

Emerge's Privacy Policy describes how Emerge collects, uses, and discloses information about its users. By using the website or services, you consent to Emerge's collection, use, and disclosure of your information as described in the Privacy Policy.

Disclaimer of Warranties

The Emerge website and services are provided on an "as is" and "as available" basis. Emerge makes no representations or warranties of any kind, express or implied, as to the operation of the website or services, or the information, content, materials, or products included on the website or services.

Limitation of Liability

Emerge shall not be liable for any damages of any kind arising from the use of the website or services, including, but not limited to, direct, indirect, incidental, punitive, and consequential damages.

Indemnification

You agree to indemnify, defend, and hold harmless Emerge and its affiliates, officers, directors, employees, agents, licensors, and suppliers from and against all losses, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from any violation of these Terms or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the website or services using your account.

Modifications to Terms

Emerge reserves the right to modify these Terms at any time. Your continued use of the website or services following the posting of any changes to these Terms constitutes acceptance of those changes.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware. You agree that any legal action or proceeding between Emerge and you for any purpose concerning these Terms or the parties' obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in Delaware .

Entire Agreement

Contact Information

If you have any questions about these Terms, please contact Emerge at: 1300 Monad Terrace, 9B, Miami Beach, FL, 33139.